Thursday, February 23rd, 2012

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Home Insurance and Welsh Dressers


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Home insurance can offer added security if you decide to invest in a Welsh dresser.

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Welsh dressers create an attractive and practical storage solution. In addition, antique dressers are a work of art in their own right. If your dresser is damaged in a fire or a flood, or if it is stolen, it should be covered by your home insurance.

Your home insurance policy document should have a section marked Contents Standard Cover where household goods, including fittings and fixtures are included. UK home insurance providers often make their home insurance policies available online so you can compare the finer points of cheap home insurance to ensure that your Welsh dresser is protected.

Welsh dressers are versatile items of furniture. They work wonderfully in a rustic country kitchen, as the top half of the dresser has open shelves to display attractive pieces of crockery. The bottom half of the dresser provides closed storage so you can also conceal anything you use less frequently or don’t want out on display.

As Welsh dressers come in a range of styles, you can select one to suit your pre-existing décor. Home insurance should provide cover for your dresser whether you go for a contemporary design or a crafted antique piece.

Britain has a long history of woodworking. For hundreds of years Britain was full of woodworkers, from itinerant turners or ‘bodgers’ to the anonymous carpenter who first came up with the idea of the Welsh dresser.  

If your Welsh dresser is ornately carved, demonstrating the skills of a master carpenter, it may be extremely valuable and desirable. If your home is broken into and your Welsh dresser is stolen, you should receive financial compensation up to the value stated in your schedule from your home insurance.

Home insurance can also protect you financially if your dresser is damaged by fire or smoke, as long as the smoke damage does not result from gradual repeated exposure.

Similarly, if your dresser is damaged in a storm or flood, your home insurance should be able to compensate you, but bear in mind that heavy rain alone doesn’t qualify as a storm; it must be accompanied by strong winds.

Home insurance can protect you financially various damage to your Welsh dresser, but be sure to check your home insurance policy carefully so that you are aware of any excluding conditions laid out by your home insurance provider. 

Company Profile:
John Lewis Insurance offers a range of insurance services selected by the John Lewis Partnership. These include car, pet, life, travel, wedding, event and home insurance products.

For more information about John Lewis Insurance please visit the website here – www.johnlewis-insurance.com.

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